What It Does

MiniValuator is a free stock valuation calculator designed for value investors who want professional-grade fundamental analysis without complex spreadsheets. It provides instant DCF (Discounted Cash Flow) and PE ratio valuations for any US-listed stock, delivering intrinsic value estimates, margin of safety calculations, and AI-powered competitive moat analysis—all through a clean, minimalist interface.

Who It's For

Built for the investing community, MiniValuator serves individual investors, finance students, and portfolio managers who need fast, transparent stock valuations. Whether you're screening new opportunities, validating investment theses, or sharing analysis with peers, the tool eliminates the friction of traditional financial modeling while maintaining methodological rigor.

Key Features & Capabilities

• Dual Valuation Methods: Run both DCF and PE ratio analyses with auto-filled inputs from analyst estimates and market data • Real-Time Sensitivity Analysis: Interactive heatmap visualizes how fair value shifts across 26×31 scenarios of WACC and terminal growth rates • AI Moat Analysis: Get a Mini Score (0-100) combining competitive moat strength with valuation attractiveness, plus detailed breakdowns of three moat drivers and three risk factors • Smart Auto-Fill: Key inputs like FCF per share, EPS, growth rates, and exit multiples are pre-populated from market data—override any field with your own assumptions • Shareable Valuation Cards: Export polished 1080×1080px PNG cards with your complete analysis, sensitivity heatmap thumbnail, and assumptions—optimized for Twitter, Reddit, and investment reports • Valuation History: Every analysis is saved for 7 days; re-run past valuations with original assumptions pre-loaded to track how your thesis evolves

Typical Workflows

Investors select a US stock ticker, review auto-filled fundamentals, adjust growth and discount rate assumptions to match their view, then instantly see updated intrinsic value and margin of safety. The sensitivity heatmap shows the full range of plausible outcomes, while the AI moat analysis provides qualitative context. Results can be exported as shareable cards for social media or investment memos.

What Differentiates It

MiniValuator requires no sign-up to start, processes valuations in real-time (no page reloads), and combines quantitative rigor with AI-enhanced qualitative analysis. The transparent methodology, clean UX, and social sharing features make professional stock valuation accessible to everyone—from beginners learning DCF fundamentals to seasoned analysts who want a fast second opinion.