Acorns

What Acorns Does

Acorns is an automated investing and savings platform that makes growing your money simple and accessible — even if you're starting with just spare change. The app automatically rounds up your everyday purchases to the nearest dollar and invests the difference into expertly built, diversified ETF portfolios. Whether you're a beginner investor, planning for retirement, or saving for your family's future, Acorns provides an all-in-one financial wellness solution.

Key Features & Capabilities

• Acorns Invest: Automatically invest spare change or set recurring contributions into diversified, expert-built portfolios designed for long-term growth • Acorns Later: Automated retirement investing with IRA accounts and potential tax benefits, plus a 3% IRA match during your first year with Acorns Gold • Acorns Checking & Emergency Savings: High-yield savings earning more than 8.5x the national average, plus seamless checking account integration • Money Manager: Smart autopilot feature that automatically splits your money across investing, saving, and spending based on your goals • Acorns Earn: Earn bonus investments when shopping with partner brands, with a 50% match on bonuses with Acorns Gold • Acorns Early: Kids' debit card and money learning app with parental controls, allowance automation, and educational Money Missions • Tax Filing: Free tax filing built into Acorns Gold, with easy options to save and invest your refund

Who It's For

Acorns serves everyone from investing beginners to experienced savers, parents teaching their kids financial literacy, and anyone looking to automate their path to financial wellness. The platform removes complexity from investing — no confusing charts or tools — and combines checking, savings, investing, and retirement into one seamless mobile experience.

Security & Trust

Your investments are protected with SIPC coverage up to $500,000 and industry-standard security measures. Acorns operates with transparent pricing (no hidden fees or commissions), real-time alerts, and 24/7 customer support. The platform has been recognized as one of the World's Top FinTech Companies and among America's Best Financial Services.

What Sets Acorns Apart

Acorns' "Potential" feature visualizes how your money can grow over time through compounding and consistent contributions, helping you stay motivated on your financial journey. The combination of micro-investing (starting with spare change), automated money management, family financial tools, and educational resources makes Acorns a comprehensive financial wellness ecosystem rather than just an investing app.